Comenity Bank Store Credit Cards
Comenity bank store credit cards are currently heavily sought after due to something called the “shopping cart trick“, which allows people to get approved for the store cards without actually doing a hard pull or going through a traditional credit check. This is especially great for people with little or bad credit, and it means that anyone can get a comenity bank card without having a hard pull on their credit score (which will lower it).
Finding a list of store cards offered by comenity bank is hard because they are always being updated, and some stores stop using their cards in due time. Because of this, I have decided to compile a list of which store cards are still active as of November of 2016.
Comenity Bank Store Credit Cards List
The following links will point to stores that are currently offering a card through comenity bank. These can be used with the shopping cart trick to get instantly approved without a hard pull:
Abercrombie & Fitch
Bath & Body Works
King Size Direct
New York & Company
One Stop Plus
Overstock (Be careful with your social on this one! Only enter last 4!)
Remember that if an approval popup asks for your full social, don’t do it! Asking for a full social usually results in a hard pull.
Why you should get one of these cards
The reasons are endless. Do you have bad credit? Chances are you can get one of these cards. Do you want to increase the amount of available credit you have? Getting a comenity bank store credit card will increase your overall credit line and cause an improvement of your score.
Things to consider
Remember that these are not actual visa or mastercards. They will still help boost your score, but they will not be able to be used at any other store other than the one specified.
Also, people tend to ask me if they have to use the card in order to keep it. Although comenity bank can (and sometimes does) close cards due to non-use, they rarely do so. You typically do not have to use a card in order to keep the available credit.
Instant Approval Cards
If you’re looking for a card that gives you a higher limit and also guarantees your approval, I suggest the Horizon Gold Card due to the fact that they are super lenient about who they give a card to. I have never seen anyone not be able to get that card. True, it doesn’t give you cash back rewards or travel points, but regardless it’s still a card you might want to look into.
Hopefully this list of comenity bank store credit cards can help you get approved for some credit. I also suggest reading my full guide on the shopping cart trick here. Best of luck!